You are probably aware that there are numerous commercial lending schemes available so it is important that the correct one is chosen to meet the needs of your business. In this respect, in this section of our website, you will find information about a number of lending schemes that we trust you find of benefit.
So, if you are looking to purchase some commercial premises with the help of a commercial mortgage or invest in new machinery supported by a business loan you have started your search in the right place.
Please select a service from the list below for more information.
Positivity Amongst Commercial Mortgage Brokers
Shawbrook Bank’s Broker Barometer has revealed a lot of positivity amongst commercial mortgage brokers here in the UK about 2020. It could be argued that this sort of news bodes well for businesses seeking finance whether it is by way of a commercial mortgage or some other form of funding such as a business loan. […]more
What You Should Not Use A Business Overdraft For
A business overdraft facility is really designed to provide you with finance on a short-term basis. For instance, it could be used to purchase stock that is turned over quickly so that, ideally, your business current account fluctuates into credit on a regular basis. However, it should not really be utilised to meet a long-term […]more
Why Is The Repayment Term For Your Business Borrowing Important?
There are a number of factors that need to be considered when applying for business finance one of which is the term over which you want to borrow the money. So, why is this an important aspect of borrowing money? Well, the number of years over which you repay say a business loan or a […]more
Growth Of A P2P Bridging And Development Finance Platform
There are many providers of bridging and development finance in the UK and, here at Commercial Mortgage Link, we are able to introduce you to a broker who has an extensive portfolio of lenders at his or her disposal one or more of whom may be suitable for your purposes. Over the years, there has […]more
Non Financial Business Lending Deteriorates
According to the Statistical release Money and Credit: November 2017 report published by the Bank of England on the 4th January 2018 the annual growth rate in non financial business lending in November 2017 deteriorated when compared with the same month in 2016. The report makes for interesting reading and can be viewed in full […]more
Government Backed Finance Available To Some SMEs
It is always good to hear about new sources of lending for small and medium sized business enterprises (SMEs). The more lending avenues available the better as, for one thing, it can lead to greater competition as a result of which finer rates may be available and enhanced products. In July, Liam Fox, who is […]more
Is There A Benefit In A Lower Loan To Valuation (LTV)?
If your business is seeking finance over the medium to long term perhaps to purchase new premises then is their any advantage in contributing more of the business’s funds to the purchase resulting in a lower level of borrowing being requested? In short, the answer may be ‘yes”. When you approach your bank or other […]more
Residential Mortgage Borrowing Increases In January
Property developers will be pleased to read that in January 2017 gross residential mortgage borrowing by high street banks in the UK increased by 6.3% in comparison to the same month last year. This January such borrowing amounted to a total of £13.8 billion. This information was published by the British Bankers Association (BBA). On […]more
Q3 2016 Sees Slight Net Increase In Borrowing By SMEs
According to data produced by the British Bankers Association (BBA), overall net lending to SMEs in the third quarter of 2016 grew by £0.5 billion. Although this was only a modest increase it was still pleasing to see. The total amount of borrowing to SMEs amounted to £108.5 billion as at the 30 September 2016. […]more
Are Your Commercial Mortgage Repayments Becoming Difficult To Maintain?
Unfortunately, there are a number of businesses that, for a variety of reasons, find themselves in a difficult financial situation having perhaps traded successfully and profitably for many years prior to going through a troubled period. For instance, it could be that the business has lost a contract with a major client that makes up […]more