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You are probably aware that there are numerous commercial lending schemes available so it is important that the correct one is chosen to meet the needs of your business. In this respect, in this section of our website, you will find information about a number of lending schemes that we trust you find of benefit.

So, if you are looking to purchase some commercial premises with the help of a commercial mortgage or invest in new machinery supported by a business loan you have started your search in the right place.

Please select a service from the list below for more information.

When Is A Business Overdraft Facility Cheaper Than A Loan?

As a general rule, the interest rate charged by a bank or building society for a business overdraft is higher than for a business loan. Therefore, you probably think that you will end up paying more interest on an overdraft facility than a loan. Well, this is not always the case but why? Let us […]


What You Should Not Use A Business Overdraft For

A business overdraft facility is really designed to provide you with finance on a short-term basis. For instance, it could be used to purchase stock that is turned over quickly so that, ideally, your business current account fluctuates into credit on a regular basis. However, it should not really be utilised to meet a long-term […]


Where Can You Get An Overdraft Facility?

If your business requires an overdraft facility to assist with its cash flow then where can you obtain this form of finance? Well, the most common place is through your existing bank where you maintain your business current account. The reason why most businesses choose this source of finance is from a convenience point of […]


Does Your Business Have A Cash Flow Issue? – What To Do.

There are many businesses here in the UK that are struggling financially on a short term basis. For instance, it may be that one of your customers is late paying the invoice you sent to them which is putting pressure on your own cash flow resulting in you not being able to pay one or […]


When May An Overdraft Facility Benefit A Business?

There are many commercial lending schemes available to businesses from the likes of banks, building societies and other specialist lenders. However, we felt our readers may find it useful to know when an overdraft facility may be the most suitable form of lending. An overdraft facility can be used for many purposes and tends to […]