Is There A Benefit In A Lower...

If your business is seeking finance over the medium to long term perhaps to purchase new premises then is their any advantage in contributing more of the business’s funds to the purchase resulting in a lower level of borrowing being requested? In short, the answer may be ‘yes”. When you approach your bank or other […]

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Gross Mortgage Lending Increases in 2018

According to data published by the Building Societies Association (BSA), 2018 was a good year for residential mortgage lending here in the UK. This news will no doubt be welcomed by both the building societies and their customers and let us hope that it continues in 2019. In 2018, the amount of gross lending amounted […]

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Is A Business Credit Card Right For...

There are a number of ways in which a business can borrow money on a short-term basis such as by way of factoring, invoice discounting and an overdraft facility but there is also the option of using a business credit card. There are so many different providers of business credit cards so you may wish […]

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Is It Possible To Obtain A Bridging...

If you have an adverse credit history then this will reduce the number of lenders that will consider providing you or your business with a bridging loan. However, there are still a number of lenders that will consider providing such short-term finance –it is just a question of sourcing them. To do this, you could […]

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Increase In Bridging Lending In 2018

According to the Bridging Trends report recently produced, those contributing to the report lent £766.9 million by way of bridging finance in 2018. This was an increase of £232.8 million when compared with the previous year. Those contributors are mtf, Brightstar, Enness, Positive Lending, Clever Lending, Complete FS, Y3S Bridging & Commercial and Pure Commercial […]

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Why Is The Repayment Term For Your...

There are a number of factors that need to be considered when applying for business finance one of which is the term over which you want to borrow the money. So, why is this an important aspect of borrowing money? Well, the number of years over which you repay say a business loan or a […]

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Pension Specialists Portafina End 2018 on a...

Across the financial sector, there are a wealth of businesses who work tirelessly to provide individuals with advice regarding all aspects of their financial future. One such inspiring company is Portafina. Established in 2009, they have hit the ground running, experiencing an incredible level of success. After a year of triumph, one notable highlight of […]

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Is A Bridging Loan The Best Option...

There are numerous lending products for businesses these days with some being offered by the major clearing banks here in the UK but there are also many other sources of such finance such as peer-to-peer lending. There are so many factors that need to be considered when deciding which is the most suitable short-term lending […]

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Q3 Sees Rise In Outstanding Value of...

According to data published by the Financial Conduct Authority (FCA), there was an increase in the third quarter of 2018 in the outstanding value of residential mortgage lending to £1,430 billion. This was an increase of 3.2% when compared with the figures produced for the same period in 2017. This was good news for the […]

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Why Pay A Mortgage Broker A Fee?

If you require business finance such as a commercial mortgage then there are a number of ways that you can source such funding. For instance, you can approach your own bank that is what a lot of business owners do, you can contact other high street lenders, you can use the likes of the Internet […]

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Where To Get A High LTV Commercial...

Here in the UK, there are many providers of commercial mortgages for businesses of varying sizes. They can be used for a variety of purposes such as to buy commercial premises. The major banks and building societies are popular providers of such finance but some may be somewhat restrictive when it comes to the maximum […]

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