Is There A Benefit In A Lower...

If your business is seeking finance over the medium to long term perhaps to purchase new premises then is their any advantage in contributing more of the business’s funds to the purchase resulting in a lower level of borrowing being requested? In short, the answer may be ‘yes”. When you approach your bank or other […]

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Where To Get A High LTV Commercial...

Here in the UK, there are many providers of commercial mortgages for businesses of varying sizes. They can be used for a variety of purposes such as to buy commercial premises. The major banks and building societies are popular providers of such finance but some may be somewhat restrictive when it comes to the maximum […]

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Where Can You Obtain Development Finance?

Development finance is often sought by property developers who may be building one or a small number of properties and large building firms that may be building a housing estate or industrial units.However, who provides this form of lending here in the UK? Well, a large percentage of business customers wishing to arrange development finance […]

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Do You Need A Deposit With A...

If you are looking to buy commercial premises for your business to operate from whether it be a garage to carry out servicing and repairs to motor vehicles, a shop premises to sell fruit and vegetables or office premises to run your solicitor’s practice from then it is quite possible that you may require support […]

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Demand For New Industrial Warehouses Grows

According to Barbour ABI that produces construction intelligence services, there has been an increase in the demand for storage space for commercial ventures here in the UK in particular from businesses that operate online as they are seeking more space to hold goods pending delivery to customers. As a result, there will no doubt potentially […]

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Landlords Seeking Buy To Let Mortgages Beware

If you are considering becoming a landlord or are already one and require finance to purchase an investment property to let out then one type of finance that may be suitable is a buy to let mortgage. Such mortgages are offered by the likes of the major high street banks and building societies as well […]

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Gross Bridging Lending Goes Up In Q3

According to the Bridging Trends infographic produced for the third quarter of 2018, there has been another rise in the amount of gross bridging lending when compared with the previous quarter. The total amount of gross bridging lending made by the lenders and packagers providing data for the infographic in the third quarter of 2018 […]

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Demand For Lending To SMEs Falls In...

The Bank of England produces a quarterly survey called the Credit Conditions Survey in which it publishes information provided by banks and building societies relating to credit conditions over the previous three months and the following three months covering various unsecured and secured lending to a number of sectors such as households and small businesses. […]

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The Benefit Of A Business Loan Capital...

If you are considering applying for a business loan then one thing that you may wish to consider, if such an option is available to you, is a repayment holiday for a period of time. So, what is this? Well, some lenders may be agreeable to you not making any repayment of the amount you […]

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What Sort Of Security Will Lenders Accept...

If you are a business owner and are looking for financial support from your high street bank say for working capital purposes or to buy a commercial premises then it is quite possible that the lender will require one or more forms of security to provide them with peace of mind in the event that […]

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Q2 Sees Rise In Residential Mortgage Lending

Data published by the Bank of England/ Financial Conduct Authority shows that there was an increase in the amount of residential mortgage lending when comparing the second quarter of 2018 with the same quarter of 2017. In Q2 of 2018 the total amount of regulated and non regulated residential loans outstanding was £1,417.2 billion whereas […]

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