Is There A Benefit In A Lower Loan To Valuation (LTV)?

If your business is seeking finance over the medium to long term perhaps to purchase new premises then is their any advantage in contributing more of the business’s funds to the purchase resulting in a lower level of borrowing being requested? In short, the answer may be ‘yes”. When you approach your bank or other […]

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Peer-To-Peer Lender Protects Investors

We have previously made reference to the peer-to-peer lending sector that provides finance to both personal and business customers. This lending arena has grown significantly in recent years and has become a major provider of funds that emanate from the likes of private investors. Well, you may be interested to read that one of those […]

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HSBC To Provide Further Funding For SMEs

As you may be aware the high street banks have been a significant provider of lending to small businesses here in the UK over the years. However, during the recession the banks have tightened their belts in this respect being more cautious with their lending. Well, HSBC is keen to provide more funds for SMEs […]

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PayPal Working Capital – A Borrowing Option For Some Businesses

There are a number of sources of finance for businesses ranging from the traditional high street banks to peer-to-peer lending platforms. However, one that you may not have come across is PayPal Working Capital. This source of business finance may be suitable for merchants that have a good long-standing record of sales through PayPal. Some […]

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Interesting Mortgage Data

The Council of Mortgage Lenders (CML) provides some interesting statistics about residential mortgages here in the UK for 2016. Below, we mention some of this data but full details can be found on the website of the above. There are 11.1 million properties here in the UK that have mortgages on them with 83.3% being […]

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Amazon Plans Lending Expansion

Fortunately, there are many sources of lending available to small businesses here in the UK. For instance, the traditional high street banks and some building societies, specialist commercial lenders and peer to peer lenders. The greater the availability of lenders means that there is increased competition potentially resulting in more competitive products, fees and interest […]

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Usage Of Finance By SMEs

The SME Finance Monitor that is produced by BDRC Continental for the 3 months to April 2017 provides some interesting data relating to the usage of business finance for SMEs here in the UK. Below we mention some of what is contained in the document. The number of SMEs that were prepared to use business […]

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South East Borrowers Made Most Bridging Loan Requests In Q1

MT Finance Ltd ( mtf) is a specialist in providing bridging finance here in the UK. The business recently carried out a Broker Sentiment Survey relating to bridging lending in the first quarter of 2017 and some of the findings we highlight below. You can visit their website for more information. Apparently, it was the […]

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March Sees Rise In Gross Mortgage Lending

There has been an increase in gross residential mortgage lending in March 2017 to an estimated figure of £21.4 billion according to the Council of Mortgage Lenders (CML) when compared to the previous month when such lending reached £17.9 billion. This equates to a rise of 19% although in March 2016 the figure was much […]

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Online Business Loans

Over the years, the Internet has grown in popularity with people. It can be used for a variety of purposes such as research, buying goods from a website or applying for a business loan. With regard to the latter, there are now several lenders that allow you to apply for a business loan online. So, […]

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