Is There A Benefit In A Lower Loan To Valuation (LTV)?

If your business is seeking finance over the medium to long term perhaps to purchase new premises then is their any advantage in contributing more of the business’s funds to the purchase resulting in a lower level of borrowing being requested? In short, the answer may be ‘yes”. When you approach your bank or other […]

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Number Of Interest Only Lenders Rise

According to Moneyfacts.co.uk, there has been an increase in the number of lenders offering interest only residential mortgages that are going to be repaid following the sale of the property. Apparently, there are now 33 such lenders. Many years ago, there were an awful lot of lenders providing interest only mortgages but, following the economic […]

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Bank Of England Raises Base Rate

On the 2nd August 2018, the Bank of England announced that the base rate was to increase by 0.25% – from 0.5% to 0.75%. The rate was last increased on 1st December 2017 – from 0.25% to 0.5%. Such a rise will no doubt have an impact on the repayments that many people and businesses […]

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New Build Dwelling Starts Drop In Quarter One 2018

Property developers will be interested to read that, according to the Ministry of Housing, Communities & Local Government House Building; new build dwellings, England: March Quarter 2018 Housing Statistical release published on the 28th June 2018, the number of new build dwellings that were started to be built amounted to around 39,350. This is a […]

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The Benefits Of A Business Credit Card

A business has numerous ways in which to borrow money such as an overdraft facility, loan or mortgage. Another option is a business credit card. The credit card provider would notify you of what the credit limit is on the card. So, let’s have a look at some of the benefits of using one. It […]

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Fall In Business Lending In May

UK Finance has published some figures relating to the amount being borrowed by businesses here in the UK in May 2018. These figures reveal that there has been a drop in the amount lent by 2.5% in comparison to a year ago. The total amount outstanding in loans and overdrafts for non-financial business accounts in […]

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Growth Of A P2P Bridging And Development Finance Platform

There are many providers of bridging and development finance in the UK and, here at Commercial Mortgage Link, we are able to introduce you to a broker who has an extensive portfolio of lenders at his or her disposal one or more of whom may be suitable for your purposes. Over the years, there has […]

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Buying Is Less Expensive Than Renting A Home

Taking on a mortgage at any time in your life is a huge financial commitment but it is often more so for first time buyers. One of the reasons for this is that when you first buy a property you are usually required to find a significant sum as a deposit to purchase the property. […]

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ASTL Bridging Finance Figures Positive

The Association of Short Term Lenders (ASTL) has produced its members quarterly results for the amount lent by way of bridging loans in the first quarter of 2018 and the figures are favourable. In the first three months of this year the amount of completions was in excess of £1 billion with the figure being […]

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Turned Down By Your Bank For A Business Loan? – Don’t Despair!

If you are the owner of a business then it is quite possible that at some point you will require the likes of a business loan. Many businesses approach their bank for finance and for one or more reasons some requests are turned aside. If this were to happen to you then what options do […]

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Increase In Landlords Remortgaging

The most recent Financial Adviser Confidence Tracking (FACT) Index produced by Paragon Bank PLC reveals that there has been a large increase in the number of buy to let remortgage cases submitted by landlords between the first quarter of 2015 and the first quarter of 2018. The above index is produced from information provided by […]

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